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Comprehensive Funeral Cover

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Reduce the pressure on paying for your funeral costs with Kogan Comprehensive Funeral Cover

No one wants to think of the inevitable, but let’s face it — it’ll happen to all of us one day. Having to worry about paying for your funeral when you pass away can make a devastating and difficult time for those you leave behind even more stressful.

Kogan Comprehensive Funeral Cover can help reduce the pressure by paying a lump sum covering your funeral costs and any other expenses to put your final affairs in order.

Kogan Comprehensive Funeral Cover features & benefits:

  • You’re guaranteed acceptance if you’re an Australian resident aged between 18 and 79 years old.
  • Choose a benefit amount to suit your needs (from $3,000 up to $15,000).
  • Once covered, you can keep your policy for life.
  • The payout will be the benefit amount you chose or the total premiums you’ve paid — whichever amount is higher.
  • Your premiums will never increase but will actually reduce by 5% for every five continuous years you hold your policy.
  • The Early Cash Payment option allows you to cancel your policy once you reach 85 years of age and receive an early payment of 150% of your funeral insurance benefit.1
  • There’s no paperwork to fill out, and you don’t need to have a medical or blood test to apply.
  • If you die as a result of an accident, your beneficiary will be paid a lump sum that’s three times your benefit amount (up to $45,000).
  • Your policy has a complimentary Accidental Serious Injury Insurance benefit, at no extra cost to you.
  • You can choose to add even more protection with Children’s Insurance.

Please note: This is a summary of our Comprehensive Funeral Cover policy. Make sure you read our Product Disclosure Statement (PDS) for full details.

Some things you should know

  • You’re only covered for accidental death in the first 12 months of your policy and covered for any cause thereafter.
  • The policy features are subject to you keeping your policy in force and without changing your level of cover.
  • You won’t receive a refund of premiums after the cooling off period has passed.
  • If you cancel your policy prior to age 85, no benefits will be paid.

Get more protection with Children’s Insurance

Children’s Insurance

Add Children’s Insurance to your policy to receive a $10,000 payment (per child insured) if your child dies from any cause, is diagnosed with a terminal illness, or suffers from one of the following serious illnesses:

  • benign tumour of the brain or of the spinal cord;
  • blindness;
  • cancer;
  • chronic kidney failure;
  • deafness;
  • encephalitis;
  • major head trauma;
  • major organ transplant;
  • meningitis;
  • paralysis;
  • severe burns; or
  • total and permanent loss of use of one limb.

Some things you should know:

  • Cover is for accidental death only in the first three months.
  • Your child won’t be covered for any claimable injury or illness, or death from any cause, which becomes apparent or occurs before or during the first three months.
  • The benefit amount is payable once per child insured.

This cover is available for any of your children aged 2–17 with cover remaining in place until your child turns 21 years of age.

Read more about Children’s Insurance in the Comprehensive Funeral Cover Product Disclosure Statement (PDS).

Download PDS Now Request a quote

Got more questions?

Visit our FAQs page.

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The Kogan Life Insurance Difference

Customise your policy

Choose from a range of optional extras to suit your lifestyle.

Award winning value

Kogan Life Insurance has been recognised for offering outstanding value for money to customers.

Stress-free payment options

Choose from a range of flexible payment options, with no extra charges for paying monthly.

Experience you can trust

Kogan Life Insurance products are underwritten by Hannover Re, currently the third largest global life reinsurer.

  1. If you choose the Early Cash Payment option, you forfeit your eligibility to claim and the payout you receive may be less than the total premiums you’ve paid into your policy to date.